RealScore AI: Credit Score App

Introducing RealScore – A Credit Score Builder app that is designed to track your credit score. With RealScore, you can do a lot more than just check your credit score, This app will help you to build a Good CreditScore for better Financial Stability and Status.

Get access to your detailed Credit Report and a complete account by account analysis of your Credit Profile from our experienced team. This analysis will be given to you in the form of a Detailed Guidance – where we will provide important Tips and Suggestions to help you achieve your Ideal Credit Score.

RealScore’s credit score is powered by Equifax and Experian - 2 of the 4 Credit Bureaus authorized by RBI.

How does RealScore work?

The information on your credit report summarizes how you manage credit, including payment history, credit accounts, outstanding balances, defaults, credit utilization, credit mix and loan enquiries – all of which are important factors that impact your credit score.

We analyze all your active and closed credit accounts for payment patterns and credit behavior and offer personalized guidance to help you make the right decisions as you work towards achieving your desired credit score.

RealScore also helps you to understand the factors that affect your Equifax and Experian credit scores and gives you a personalized guidance on how to manage your credit.

Our credit score builder service includes the following:
✅Monthly tracking of your credit score and detailed report
✅Identifying areas which are affecting your credit score
✅Tips on how to manage your credit score
✅Monthly review of financial decisions and steps taken

Check your Credit Score Instantly:

You can check your Equifax and Experian Credit Score any time on the app. Experian and CRIF High Mark are among the four major Credit information companies in India.

We’re also working towards onboarding the other 2 credit bureaus namely CIBIL & CRIF High Mark through which you can check your CIBIL score soon. We’ll update you as soon as these credit bureaus are available on the app.

Benefits of using RealScore:

Your credit health will always be in your control with RealScore:
✅Check your credit score and credit report on the go
✅Get personalized insights through a detailed guidance
✅Keep track of all your loan and credit accounts under one tab


When you have a Good score, you’ll become eligible to get loans & credit cards from India’s top banks like HDFC Bank, SBI, Bank of Baroda, PNB, ICICI Bank, Axis Bank, IDFC First Bank, IndusInd Bank, Bandhan Bank, RBL Bank, Federal Bank, etc.

Are Equifax and Experian creditscores different from CIBIL?

CRIF, Equifax and CIBIL are different platforms owned by different credit information companies. However, all 3 companies are approved by the Reserve Bank of India.

The parameters chosen by CIBIL TransUnion, Experian & CRIF High Mark are majorly similar. All 3 companies have a similar mechanism to calculate the credit score. They use repayment history, credit mix, new credit and outstanding debt to make the credit report.

Having a good credit history in CIBIL will have somewhat similar results with CRIF High Mark and Equifax as well.

Important Note: RealScore DOES NOT provide any credit repair service. The information provided in the app is for educational purposes and is only a personalized guidance based on a customer's credit report

App permissions and reasons:
We need SMS permissions for transactional messages only. None of the information is shared with any third party or institution. We have a highly secured & encrypted system to ensure the safety of information shared by our users.

Contact us
Email: support@realscore.in
Address: 1st Floor, no 1483, Ursu Mandali Co-operative Society, Thyagaraja Road, Near Agrahara circle, Mysuru, Karnataka, 570004