Overview

Features & Capabilities

FlashCredit is an ultra-fast lending platform that gets you money in hours. Apply in minutes using the mobile app, register with your details, and submit your application—no branch visits or lengthy paperwork. Borrow from ₦3,000 up to ₦1,000,000 with flexible repayment tenures from 91 to 365 days and transparent APRs ranging from 12% to a maximum of 36% depending on your risk profile.

Eligibility is simple: Nigerian citizens aged 18+ with a valid BVN and bank account. For example, a ₦100,000 loan at 18% APR over 4 months would incur ₦6,000 interest for a total repayment of ₦106,000 (₦26,500/month). Contact customer support via the app, email (flashcredit_cs@flashcreditapp.com), or phone (07044826181, 09026335082). Visit https://www.flashcreditapp.com/ for more details and locations.

User Growth & Download Statistics

Contact the developer

Chrome-Stats does not own this Android app. Please use these information below to contact the Android app developer.
Developed by:
FlashCredit App
Google Play Store
https://play.google.com/store/apps/details?id=com.loan.aceloan
Email:
fl*****@flashcreditapp.com
Website:
https://www.flashcreditapp.com/

User Reviews

Users consistently praise FlashCredit for very fast disbursements, simple application flow, and overall reliability. Recurring complaints center on high interest/fees and short repayment windows, frequent reductions of approved amounts (or low loan limits), and several reports of unexpected or unauthorized charges and customer‑service concerns.
Pros
  • Very fast and prompt disbursement of funds
  • Easy, simple application with minimal paperwork or steps
  • Reliable and dependable for emergency cash needs
  • User-friendly app; many users recommend it
Cons
  • High interest rates and large service or fee deductions from disbursed amounts
  • Short repayment periods demanded by the app
  • Disbursed sums often lower than the approved/requested amounts or low maximum loan limits
  • Reports of unauthorized deductions and concerns about fraud or poor customer support
Recent reviews
Nice and reliable service
by ke*****, 2025-01-27

Is very good and so easy to apply, but I was given 18k to collect, but what I received in my account, is 16200
by ik*****, 2025-01-26
View all user reviews ›

Best FlashCredit Alternatives

Here are some Android apps that are similar to FlashCredit: