Spendid.ai: Money Assistant

Spendid.ai is a personal finance app that helps you track expenses, plan budgets, and understand your money with a faster, clearer, and more reliable conversational AI.

Spendid.ai is the new, faster successor to our earlier beta, with improved stability and auto-logging accuracy.

Beta status & pricing
• Spendid.ai is currently in Beta.
• Subscription plans and pricing may be introduced later as the product stabilizes.

What’s improved:
• Faster AI responses and better summaries
• More accurate auto-logging from transaction alerts (when enabled)
• Cleaner charts and trends to spot patterns quickly
• Bug fixes and stability improvements across key flows

Meet Penny — your AI finance assistant
Ask natural questions like:
• Where did my money go this month?
• Compare spending this month vs last month
• Show my spending trend for last 3 months
• Which categories are over budget this month?

Or ask Penny to manage your transactions
• “Add a 250 coffee expense under for today.”
• “Edit yesterday’s Uber ride to 380 and move it to Transport.”
• “Remove the duplicate 1999 subscription charge.”

Penny gives you clear summaries and can create tables and charts right inside the chat, so you can spot patterns quickly.

Auto transaction logging from bank alerts (optional)

Turn on Notification Access to detect and log transactions from bank and UPI transaction alerts (spends, credits, card payments, etc.). This reduces manual entry and helps you stay on top of daily spending.

Core features
• Expense and income tracking with categories
• Category-wise breakdowns, filters, and trends
• Budget planner: set budgets per category
• Goals: build a corpus, pay down debt, save for purchases
• Assets & liabilities: track your net worth over time
• Family mode: invite members for a consolidated view of finances

Privacy & permissions
• Notification Access is optional and only used for auto-logging
• You can enable or disable it anytime in settings
• No ads
• We do not sell your personal financial data

Notes
• Spendid.ai is not a bank and does not provide financial advice
• Transaction alert formats vary by bank/app; detection accuracy may differ