Rupeeline: Personal Credit

Rupeeline is a mobile-based credit service that allows users to access and manage a revolving credit line with clarity and flexibility. It is built to support responsible usage by presenting key information in a straightforward and transparent manner.

Users who complete the platform’s assessment process may receive an approved credit limit. There is no obligation to use the credit, and no cost is incurred unless funds are actually drawn. Charges apply only to the amount of credit that is in use.

Core Functions

Centralized Credit Dashboard
View your total credit limit, current usage, and repayment details in one place.

Flexible Credit Access
Withdraw funds at your discretion and decide how much to use based on your needs.

Transparent Cost Structure
All rates, fees, and applicable terms are clearly displayed before any transaction is confirmed.

No Usage, No Charges
If the approved credit line is not used, no fees or charges will apply.

Secure System Protection
Advanced security measures and encryption technologies are used to safeguard user data.

Credit Parameters

Indicative Credit Limit: INR 1,000 – INR 50,000
Maximum Tenure per Usage: up to 365 days
Daily Usage Rate: up to 0.065%
Maximum Annual Percentage Rate (APR): up to 23.73%

The credit line is revolving in nature, meaning it can be reused within the approved limit, subject to account status and platform policies.

Illustrative Example

The following example is for reference only and demonstrates how usage charges may be calculated.

Credit amount used: INR 10,000
Duration: 100 days
Daily usage rate: 0.065%

Usage cost:
10,000 × 0.065% × 100 = INR 650

Total payable: INR 10,650

Final charges depend on the actual number of days the credit is used and individual account conditions.

Basic Eligibility

To use Rupeeline, users should meet the following general requirements:
• Be at least 18 years old
• Provide a valid identification document
• Meet the platform’s internal eligibility criteria

Support

For any questions or assistance, please contact:

support@rupeeline.xyz