Lendela – Unlock Your Options

Lendela’s first-of-its-kind app matches borrowers with personalised, pre-approved loan offers from a wide range of banks and loan providers in Singapore. With a single two-minute application, Lendela empowers borrowers with choice and transparency.

Why choose Lendela?

Lendela makes borrowing better without hurting your credit score or sharing your data. Apply once and receive multiple personalised loan offers from the largest banks and providers in Singapore. We’ve saved borrowers close to 20 million dollars on borrowing costs to date. It is cheaper, faster and safer.

Easy Application – Apply once, using Singpass, and let the loan offers come to you. Say goodbye to hours of painful comparison and multiple applications.

Get Your Best Rate – Lendela’s reverse auction model means banks compete to offer you the lowest possible interest rates, while you kick back and chill.

Safe & Transparent – Through personalised, on-demand support, our team has helped hundreds of thousands of Singaporeans make informed loan decisions, developing the signature customer experience Lendela is known for today.

100% Free to Use – Lendela is and will always be free to use. Enjoy all the benefits of our unique loan matching technology without any strings attached.

How Lendela works

Apply – Complete one simple application in 2 minutes.

Choose – We match you with multiple loan offers, personalised for you. You choose the loan that suits you the best.

Get Your Loan – Simple as that. Your money is on its way to you, sometimes in as short as 1 hour.

Example: For a personal loan of S$20,000 at an APR of 6.95% over 5 years, total repayment is S$26,940 (monthly S$449). Max APR is 8.88%. Loan tenure: 3–72 months. An individualised APR will be presented at the end of your application.