Pal Loan

Name: Pal Loan
Rating: 4.4814816 (5506 reviews)
Author: BLOOMS MICROFINANCE BANK LIMITED

By: BLOOMS MICROFINANCE BANK LIMITED

Pal Loan provides secure and reliable online revolving credit loan services

Features & Capabilities

Pal Loan is a trusted Chrome extension providing secure and reliable online revolving credit loan services to Nigerian citizens aged between 18 and 55. Utilizing bank-grade encryption technology, it ensures the highest level of protection for user information and privacy. The application process is fully digital, quick, and user-friendly, allowing users to apply within minutes without paperwork.

Pal Loan offers loans ranging from ₦2,000 to ₦500,000 with repayment periods between 61 and 180 days and competitive APR rates ranging from 36% to 300% per annum. Users benefit from flexible repayment options, free loan application, and access to customer support 24/7 via multiple channels including email, phone, and in-app chat. Maintaining good repayment behavior unlocks even better loan terms such as higher limits and installment repayments. Strict data protection policies ensure user data remains confidential and secure.

User Growth & Download Statistics

App Privacy & Security

By:

BLOOMS MICROFINANCE BANK LIMITED

Downloads:

2,416,732 11.45K

Rating:

4.48

(5,506) 0.02

Version:

0 Last updated: 2026-01-09

Publisher country:

Email:

su*****@fleximfb.com

URLs:

Website ,Privacy policy

Full description:

Source:

Google Play Store

Data ingested on:

2026-06-14

Compare stats and ranking:

Ranking

# 38,906 ▲ 483

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Android app. Please use these information below to contact the Android app developer.

Developed by:

BLOOMS MICROFINANCE BANK LIMITED

Google Play Store

https://play.google.com/store/apps/details?id=com.legend.cash

Email:

su*****@fleximfb.com

Website:

https://www.flexicash.app/ng

User Reviews

Users find Pal Loan to offer quick and easy access to funds with a user-friendly app interface. However, common complaints include extremely high interest rates coupled with very short repayment periods, often just 7 days. Many users report aggressive and abusive debt collection methods, including threats and harassment. Customer service is often unresponsive or rude. Issues with loan freezes and inability to increase loan amounts despite good repayment history are frequent. Some users also mention misleading information about loan terms, leading to frustration and distrust of the app.

Pros

Quick loan disbursement and easy access to funds
User-friendly interface
Some users report good service when loans are obtained
Availability of installment loans for some users

Cons

Extremely high interest rates
Very short repayment periods (often 7 days)
Aggressive and insulting debt collection practices including threats and harassment
Poor customer service with unresponsiveness and verbal abuse
Loan freezes or inability to get increased loan amounts despite good repayment history
Misleading or incorrect information about repayment terms

Recent reviews

This is the worst loan app I have ever come across, the interest rate is very high with short term duration to pay back couple with the threat, insult and unnecessary calls if you loan is a day due is really annoying You guys should learn how to have customer relationship cos you people lack it The curse you people rain on people is very bad you people are very inconsiderate and unhuman

Cl*****, 2025-01-20

If you must take a loan devoid of insults and embarassment even at extremely high interest rates, that is, when you fail to repay on time, then avoid this loan (Flexi Cash) app. They have a reputation for insulting their customers and their relatives inclusive, so I heard till I experienced it myself. For your own good avoid this loan app if you don't have a credible way of paying back on time to avoid insults.

Ba*****, 2025-01-13

Very good and but keep giving same mouth more that 10 times no increase and they will still call u to pay in time that ur loan has increase but u can't see anything