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Croco Loan is a mobile app for quickly and easily finding online loans from reliable microfinance organizations.

In one app, you can compare offers from different microfinance organizations, choose the best terms, and apply for your loan completely online—without office visits or unnecessary paperwork.

How Croco Loan works:

- Install the app and access a catalog of current offers

- Compare amounts, terms, and interest rates

- Select the appropriate option and go to the microfinance organization's website to apply

Advantages of Croco Loan:

- Large selection of verified microfinance organizations

- Ability to select a loan regardless of your credit history

- Clear and transparent terms with no hidden fees

- Completely online application at any time

- Loan terms from 61 to 365 days

- Annual percentage rate (APR) from 1% to 32%

Why choose Croco Loan:

- All offers are collected in one app

- Quickly proceed to the loan application

- Receive funds on your card on the same day of application

- Reliable partners with a good reputation

- User-friendly interface and easy search

- 24/7 access to the service

Calculation example:

For a loan amount 20,000 rubles for 100 days at a rate of 0.08% per day:

Interest amount: 1,600 rubles

Total repayment amount: 21,600 rubles

Equivalent annual interest rate: 29.2%

Legal information:

The Croco Loan app is not a lender, bank, or microfinance organization and does not issue loans.

This service is intended solely to select, compare, and inform users about offers from microfinance organizations.
All decisions regarding applications, loan terms, and disbursements are made directly by the selected microfinance organization.

Loan terms (depending on the selected microfinance organization):

- Loan term: 61 to 365 days

- Annual interest rate: 1% to 32%

- Late payment penalty: 0.1% per day, but no more than 10% of the loan amount

- Loan extension option – according to the lender's terms

- No hidden fees or additional charges

Partners:

All microfinance organizations listed in the Croco Loan app are included in the official register of the Central Bank of the Russian Federation.
The catalog of offers is updated regularly.

Confidentiality and security:

The Croco Loan app collects, stores, processes, and transmits users' personal data solely for the purpose of selecting, analyzing, and processing loan applications from lending partners.

Personal data is transferred only to microfinance organizations that are partners of the service and included in the official register of the Central Bank of the Russian Federation, using secure communication channels and modern encryption tools.

Personal data is processed in strict compliance with Russian legislation, including Federal Law No. 152-FZ "On Personal Data."

The procedure, purposes, scope, and conditions for processing personal data, as well as measures to ensure its security, are detailed in the Croco Loan app's Privacy Policy, which users can review before using the service.

By using the app, users consent to the processing and transfer of personal data under the terms set forth in the Privacy Policy.