Kosh

KOSH is a simple financial management app designed for Indian small businesses. It helps business owners record daily sales and expenses, track cash flow, identify cash mismatches and maintain an organised financial history.
Close your business day quickly by entering cash, UPI and card sales, recording expenses and confirming your actual closing cash. KOSH automatically calculates total sales, estimated profit, expected cash and any difference in the cash balance.
Key features:
Record daily sales and business expenses
Track cash, UPI and card transactions
Calculate estimated profit and cash mismatch
View business history, reports and performance trends
Set sales, profit and expense goals
Manage Khata and customer credit balances
Invite staff and accountants with role-based access
Receive AI-generated business insights
Monitor business health and loan readiness
Export business reports on supported plans
Manage multiple businesses based on your subscription
KOSH gives small-business owners a clear view of their daily operations and helps them build an organised financial record over time.
KOSH does not provide loans, banking services, investment services or money transfers. Loan-readiness scores and AI insights are informational estimates and should not be considered professional financial advice.