Kwitto: dzielenie wydatków

No more asking "who owes whom how much" and awkward comment sums. Kwitto is a Polish app for sharing expenses, bills, and costs with friends – with BLIK and no commission. Split the bill, settle with one click.

💸 SHARE EXPENSES AND COSTS WITHOUT THE STRESS
Apartment, trip, party, project – create groups and add shared expenses. Split equally, by percentage, or by penny. See your balance live: you instantly know who owes whom how much. Kwitto works like a bill split calculator, only smarter – no more calculating on paper.

⚡ PAY YOUR DEBT VIA BLIK - COMMISSION-FREE
Kwitto generates a QR code for the transfer in the ZBP standard. Scan it in your bank app, and the bank automatically fills in the recipient's details and the amount. Kwitto doesn't store your money or charge any fees - settlements go straight from account to account.

🤖 AI THAT UNDERSTANDS POLISH
• Scan your receipt (OCR) - take a photo, and Kwitto will break down the items for you
• Spend with a voice in Polish - "add 60 PLN for pizza to the "Mieszkanie" group"
• Email-to-expense - forward an email from Uber, Bolt, or Allegro and you're done

🏠 IDEAL FOR ROOMMATES
Rent, electricity, groceries, internet - settle your roommates' bills monthly without any friction. One balance with your roommate over all expenses.

✈️ TRIPS UNDER CONTROL
Daily schedule, checklists, budget, and voting in one place. Perfect for a group trip, a weekend in the mountains, or a bachelor party. The entire trip is planned down to the penny – you'll return from vacation, not with debt.

🎁 FUNDRAISERS AND GIFTS
Are you saving for a gift? Start a fundraiser with hidden mode so the recipient doesn't suspect a thing. Everyone sees the progress; no one has to remember who has already donated.

📊 MORE THAN SETTLEMENTS
• Spending statistics and monthly trends
• Exchange rates straight from the National Bank of Poland
• Savings goals and category budgets
• Export to CSV/Excel

🇵🇱 WHY KWITTO? (POLISH APP FOR SHARING EXPENSES)
✅ BLIK and transfers in Polish - pay off your debt in seconds
✅ Zero commission on settlements between friends
✅ Zero ads - no banners pushed at you
✅ AI understands Polish - receipts, voice, emails
✅ NBP exchange rates, Polish realities, Polish support
✅ GDPR and servers in the European Union - your data stays in the EU

⭐ KWITTO PREMIUM
Try 14 days for free: unlimited groups, more AI and OCR, goals, budgets, and export with charts. There's also a Family plan - 5 premium accounts for the whole family. No hidden catches: we clearly explain what's free and what's paid.

Splitting expenses, splitting costs, bill splitting, joint expenses, settling with friends, settling roommates, settling trips, fundraising, group expenses, and a bill split calculator - all in one Polish app.

Looking for a Polish alternative to foreign expense-sharing apps? Kwitto does it the Polish way – with BLIK, no commission, and no ads.

Download Kwitto and stop being your team's accountant. 👇