Jomdana

JomDana is the official borrower app for K & B GLOBAL SDN. BHD., a licensed money lender regulated under the Ministry of Housing and Local Government (KPKT), Malaysia. Apply for personal financing, sign your loan agreement digitally, and manage repayments from your phone.

LOAN TERMS & DISCLOSURES

Licensed lender: K & B GLOBAL SDN. BHD.
KPKT license no.: WL3910/07/01-10/041226
License validity: 05/12/2024 – 04/12/2026
SSM registration: PG0083736-D / 201001029932
Registered address: 3A & 4B, Jalan Todak 5, Pusat Bandar Sunway, 13700 Seberang Perai, Pulau Pinang, Malaysia
Privacy policy: https://jomdana.my/legal/privacy-policy

Minimum repayment period: 6 months
Maximum repayment period: 24 months
Loans are not repayable in full within 60 days.

Maximum APR: 18% p.a. (flat rate on principal for the full term, before fees)

Representative example (illustrative only — not a loan offer):
• Principal: RM 10,000
• Term: 12 months
• Interest rate: 18% p.a. flat
• Total interest: RM 10,000 × 18% × (12 ÷ 12) = RM 1,800
• Total amount repayable (principal + interest): RM 11,800
• Monthly instalment: RM 11,800 ÷ 12 = RM 983.33
Final terms, fees (e.g. legal fee, stamping), and schedule appear in your Loan Agreement after approval.

WHAT YOU CAN DO

• Apply for personal loans online with clear product terms
• Upload documents securely and track application status
• Sign loan agreements digitally (where enabled)
• View repayment schedules, make payments, and track balance
• Attestation meetings and borrower notifications
• Manage your profile and account security

ELIGIBILITY & RISK

Borrowing involves financial commitment. Only borrow what you can repay. Approval is subject to lender assessment, documentation, and applicable law. Terms match products configured by the licensed lender and may change; always refer to your executed Loan Agreement.

SUPPORT

Email: info@jomdana.my
Web: https://jomdana.my