꼬깃모아 - 자동 가계부 (카드·통장 알림, 자산관리)

🔒 No Sign-up · No Ads · No Server Transmission

All data is stored only on your mobile phone.

When you receive notifications for your card, bank account, or mobile payment, they are automatically recorded in your household ledger.

[ Why Kkogitmoa Is Different ]

✅ Completely Free (No In-App Purchases)

✅ No Sign-up or Login Required

✅ Almost No Internet Access Permissions Used — No Data Sent Externally

✅ 0 Ads

✅ Specialized for Notifications from Korean Card Companies and Banks

[ How It Works ]

1. Allow notification access just once

2. That's it. Use your card as usual and money is withdrawn from your account…

3. Kkogitmoa reads the notification and automatically records it in your household ledger.

You never need to enter data manually.

[ Supported Platforms ]

▷ Card Companies: Shinhan / KB Kookmin / Woori / NH Nonghyup / Hana / IBK

/ Samsung / Lotte / Hyundai / BC / Kakao Bank Debit Card

▷ Banks: Shinhan / KB Kookmin / Woori / Nonghyup / Hana / IBK

/ Kakao Bank / Toss Bank

▷ Pay: Kakao Pay / Toss / Naver Pay

[ Key Features ]

📊 Automatic Category Classification (17 types including Cafe, Convenience Store, Mart, Dining Out, Transportation, Subscriptions, etc.)

💳 Toggle Usage by Card/Bank (Turn on only what you need)

📅 Payday Cycle Aggregation (Accurate for actual household spending)

🏦 Loan/Savings Registration (3 repayment methods including automatic deduction, equal principal and interest payments, etc.)

📈 Statistics Charts by Category

🔔 2 Home Screen Widgets (Assets at a Glance)

🌙 Dark Theme Supported by Default

[ Why We Made This ]

Existing household ledger apps are good, but…

- Forced sign-up

- Ads cover half the screen

- Registering another account just to view the ledger

- Anxiety about where my spending data is going

"I wish there was an ad-free ledger that just automatically records notifications."

This app was created with this single thought in mind.

[ Personal Information ]

▷ No data is sent to the internet

▷ Since there is no sign-up or login, account information itself does not exist

▷ All transaction history is stored only in your mobile phone's internal database

▷ App backup is disabled, so data is not leaked even via ADB backup

[ Contact ]

Feedback and bug reports are welcome.

zmis100@gmail.com

#AutomaticLedger #AdFreeLedger #FrugalLiving #LedgerApp #AssetManagement

#CardNotificationLedger #BankAccountLedger #SalaryManagement #Investment