Michu

Name: Michu
Rating: 4.33 (11649 reviews)
Author: Cooperative Bank Of Oromia

By: Cooperative Bank Of Oromia

Michu is a pioneering digital financing platform by Cooperative Bank of Oromia.

Features & Capabilities

Michu is an innovative digital financing platform developed by the Cooperative Bank of Oromia, designed specifically to empower Micro, Small, and Medium Enterprises (MSMEs) as well as the larger population in Ethiopia. This AI-driven smartphone app simplifies the loan process by offering online applications, advanced credit assessments using a proprietary algorithm, and streamlined online debt collection.

With a focus on non-collateralized loans, Michu supports borrowers engaged in trading activities. The platform features two specialized products: Wabii, targeted at formal business traders such as micro retailers and fast food vendors, and Guyyaa, tailored for informal business traders like roadside vendors and informal coffee house operators. Michu’s technology-driven approach enhances financial accessibility and contributes to economic growth within diverse business sectors in Ethiopia.

User Growth & Download Statistics

App AI Payments

By:

Cooperative Bank Of Oromia

Downloads:

518,727 4.25K

Rating:

4.33

(11,649) 219 new ratings

Version:

3.0.0 Last updated: 2026-06-18

Version code:

186

Creation date:

2023-08-30

Publisher country:

Permissions:

android.permission.CAMERA Very high risk
com.google.android.gms.permission.AD_ID Moderate risk
android.permission.ACCESS_ADSERVICES_AD_ID Low risk
android.permission.ACCESS_ADSERVICES_ATTRIBUTION Low risk
android.permission.INTERNET Low risk
android.permission.POST_NOTIFICATIONS Low risk
android.permission.WAKE_LOCK Low risk
com.google.android.c2dm.permission.RECEIVE Low risk
com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE Low risk
android.permission.ACCESS_NETWORK_STATE Safe

Size:

17.74MB

Email:

ab*****@coopbankoromia.com.et

URLs:

Full description:

Source:

Google Play Store

Data ingested on:

2026-07-03

Compare stats and ranking:

Ranking

# 95,567 ▲ 298

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Android app. Please use these information below to contact the Android app developer.

Developed by:

Cooperative Bank Of Oromia

Google Play Store

https://play.google.com/store/apps/details?id=com.kifiya.digital.lending

Email:

ab*****@coopbankoromia.com.et

User Reviews

The reviews consistently praise Michu as an easy-to-use, reliable banking app. Key highlights are access to loans without collateral through credit scoring and the overall innovation of CoopBank's digital platform. Users describe the app as fast, convenient, and beneficial for managing finances. The sentiment is overwhelmingly positive, with few concerns; one review notes loan repayment terms could be short.

Pros