Keytom — Borderless Finance

One app for your crypto and fiat, wherever you are.

Keytom is a digital financial app that helps you manage fiat and supported crypto assets from one account. Open a named EUR IBAN, receive and send SEPA payments, exchange supported currencies, use a virtual card, and keep all your financial activity in one clear place.

With Keytom, you can open a personal EUR IBAN account in your name and receive SEPA and SEPA Instant transfers using your account details. You can also send EUR payments via SEPA, manage supported crypto assets, exchange between fiat and crypto, and track your balances and transactions from the app.

A named EUR IBAN account lets you receive SEPA and SEPA Instant transfers from clients, employers, and family. You can send EUR payments via SEPA to recipients in the SEPA zone using the same account.

A virtual Visa card linked to your Keytom account is available for online and in-store payments anywhere Visa® is accepted. You can add the card to Google Pay for everyday spending on your Android device.

Use crypto in daily life by keeping it in one place and spending through your virtual card. The selected crypto is converted to fiat at the moment of payment, so there is no need to swap between exchanges and apps.

Keytom supports multiple fiat and crypto assets, including EUR, USDC, BTC, ETH, TRX, XRP, LTC, TON, SOL, ADA, AVAX, BNB, BCH, and more. Manage your multi-currency balances, transactions, and payment activity from one account.

Keytom is built for people who live, work, travel, earn, or send money across borders. Whether you are paid in crypto, managing funds in different currencies, sending EUR payments via SEPA, or looking for a simple way to connect fiat and crypto in daily life, Keytom gives you a cleaner and more flexible way to manage money.

Use your virtual card for everyday online and in-store payments. Manage your card, balances, payments, and transaction history from one account, without switching between separate apps, exchanges, and financial services. Availability of specific currencies, payment methods, account details, cards, and features may depend on your location, verification status, account type, and eligibility.

Getting started is fully online. Create your account, complete remote identity verification by submitting the required documents, open available account details, and start managing your fiat and crypto from the Keytom app — all without visiting an office.

Keytom uses identity verification, transaction monitoring, two-factor authentication, and infrastructure partners to support a safer financial experience. Fiat funds and crypto assets are managed through dedicated financial and custody infrastructure.

Open your Keytom account and experience a cleaner, faster, easier way to manage crypto and fiat in one place — with a named EUR IBAN, a virtual card, SEPA transfers, and multi-currency support, all in one app.