Sproutly

[What is Sproutly?]
It's a practical financial education app for parents and children that goes beyond the scope of a pocket money app.
Earn, save, and spend rewards by doing chores. Plus, with investment simulations using real stock prices and a family savings account that teaches compound interest, children can experience "how to grow their money" from a young age.

[Key Features]

◆ Pocket Money Management
・Record income and expenses to visualize how you spend your money
・Analyze expenses by category to see at a glance how much you spend on what

◆ Earn Money by Choring
・Set rewards for chores set by parents, such as washing dishes, cleaning, and reading
・Children report completion → Parents approve → Reward payment allows children to work and earn money.

◆ Investment Simulation with Real Stock Prices
・Purchase Japanese and US ETFs at actual stock prices starting from around ¥100
・Stock prices fluctuate in real time in line with the market
・Learn how passive income works with four dividend payments per year
・Consider the timing of selling and buying, and experience profits and losses

◆ Learn about compound interest with family savings
・Parents can set up high-interest savings accounts with monthly interest rates of 1-15%
・Interest is added to the principal on the 1st of each month, and the following month, experiencing the compounding effect
・Conditional savings, such as "not skipping homework," teach children the importance of keeping promises
・Parents can cancel the account if conditions are violated

◆ Parent-Child Communication Features
- All transactions are submitted through a request-approval process.
- Conversation starters like "Can I buy this?" and "I helped out."
- Creates time to think about money management together.

[Recommended for Families]
- Want to educate their children about money rather than just handing over an allowance.
- Want to teach their children about investments and compound interest from an early age.
- Want to give them the experience of working and earning money through chores.
- Want to increase opportunities for parent-child conversations about money.

[Skills Developed with Sproutly]
- The ability to spend money strategically.
- The value of working and earning money.
- Investing and market mechanisms.
- The power of compound interest and long-term thinking.
- Parent-child communication skills.

Let's nurture the seeds of money together.