MOA : Budget

MOA is a personal finance app for income, expenses, transfers, budgets, and assets in one place.

Record monthly money in and out, assign every dollar to categories, and see what is available to spend this month. Track assets and liabilities together to understand net worth, then use goals and insights to review your habits.

KEY FEATURES
• Record income, expenses, and transfers with fast amount entry
• Review your ledger by day, month, or calendar
• Assign a monthly budget with Ready to Assign
• See category assigned, spent, remaining, and overspending states
• Summaries for income, spending, and net flow
• Spending pace, category mix, and monthly trend insights
• Manage cash, cards, loans, assets, liabilities, and net worth
• Set category goals and track progress
• Automate recurring and installment transactions
• Customize category and account icons, colors, and order
• Choose a base currency and display converted foreign amounts

MOA focuses on an easy daily record and a clear view of this month's budget flow. It does not connect bank accounts or import transactions automatically; you control the records and budget.