EMI Calculator - Loan Planner

EMI Calculator is the most complete loan planning app for India — built for home loans, car loans, personal loans, education loans, and gold loans.

🏦 CORE CALCULATOR
- Instant EMI calculation as you type — no button needed
- Supports all loan types with typical Indian interest rates
- Indian number formatting (₹ lakhs & crores)

📊 VISUAL BREAKDOWN
- Beautiful pie chart showing principal vs interest split
- See exactly how much extra you're paying over the loan term

📅 FULL PAYMENT SCHEDULE
- Month-by-month amortization table
- See principal paid, interest paid, and remaining balance for every EMI
- Year-by-year summary view

💰 PREPAYMENT SIMULATOR
- What if you pay ₹50,000 extra in month 12?
- See exactly how many months you save and how much interest you avoid
- Most EMI apps don't have this — it's genuinely useful

⚖️ LOAN COMPARISON
- Compare two loan offers side by side
- Shows which one actually costs less in total — not just lower EMI
- Highlights the winner automatically

💾 SAVE MULTIPLE LOANS
- Save your home loan, car loan, and personal loan profiles
- See each loan's EMI calculated and stored locally on your device
- No account needed — everything stays on your phone

✅ WORKS OFFLINE
- No internet required for calculations
- All data stored privately on your device
- We never see or store your loan data

Simple, fast, and genuinely useful for anyone planning a loan in India.