모딧 - 공유 가계부 · 자동입력 · 소비분석

💡 Modit takes care of your daily household budget, which is a hassle to write down every day.

Modit is a smart budgeting app that automatically detects credit and debit card payment notifications and records them in your budget.

It also features a shared budget function that couples and families can use together,

and provides a spending analysis chart that is visible at a glance.

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✨ Key Features

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📲 Automatic Payment Notification Input (Android)

• Automatically detects payment notifications from card/bank apps such as Shinhan, Samsung, KB, Hyundai, Lotte, etc.

• Automatically classifies amounts, merchants, and cards to register them in the household ledger

👨‍👩‍👧 Shared Household Ledger

• Use with family, spouses, or partners via a 6-digit invitation code

• Secure sharing with separate permissions (Owner/Edit/View)

• Real-time synchronization of who spent how much and when

📊 Spending Analysis at a Glance

• Donut chart of expenses by category

• Weekly/Monthly spending trend graph

• Scatter chart of spending patterns by time of day

• Automatic separation analysis of fixed and variable expenses

💰 Budget Management & Notifications

• Monthly budget settings & limits by category

• Risk alerts when reaching 50%, 70%, 90%, or 100% of budget

• Real-time display of "This Month's Spending Safety"

📅 Calendar Household Account Book

• View income and expenses by date at a glance on the monthly calendar

• Instantly check daily records with a specific date tab

📍 See where you spent at a glance (Location History)

• Record spending locations by selecting or searching on the map

• Search for shops, restaurants, and cafes based on Naver Maps (Nationwide POI support)

• Save frequently visited places as favorites for quick selection

• "How much did I spend at this cafe this month?" Check Spending Patterns by Location

• Tap the expense record to instantly view the exact location on the map

🔁 Manage Fixed Expenses

• Automatically record recurring expenses such as rent, subscription fees, and phone bills

• Check this month's fixed expenses all at once with the summary card

🌍 Overseas & Travel Budget

• Supports multiple currencies (USD, JPY, EUR, etc.)

• Automatic KRW conversion for neat overseas spending

📤 Export to Excel

• Download monthly budgets as an XLSX dashboard

• Automatically generates category summary and separate sheets for fixed and variable expenses

🔒 Powerful Security

• 4-digit simple password lock

• Face ID / Fingerprint lock

• Encrypt all communications + secure token storage

🏆 Title System

• Earn various titles through consistent recording and diverse missions

• Gamification that adds fun to keeping a budget

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👥 Recommended for: ━━━━━━━━━━━━━━━━━━━━

✅ Office workers who find it bothersome to keep a household ledger every time

✅ Married couples who want to manage living expenses together

✅ Families who share children's allowances and living expenses

✅ Those who don't want to be shocked by a credit card bill

✅ Those who need to manage expenses while traveling or studying abroad

✅ Those who want to identify wasted money every month and save

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🔐 Permission Guide

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• Notification Access (Optional): Automatic recognition of credit card payment notifications (Android)

• Location (Optional): Used only to automatically attach the current location to expense records

- It does not collect data in the background and operates only the moment the user presses the "Current Location" button

• Send Notifications: Reminders for budget overruns and recurring expenses, automatic expense recording

• Internet: Data synchronization and map/place search

Collected payment information is used in the user's own household ledger Used for records only,

and is not shared externally.

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Start an automated, smart household budgeting life with Modit now!

Inquiries: [ishould@ishould.kr]