moniie

Moniie is your everyday money assistant. Track spending, log mileage automatically, plan ahead — and let Emily, your AI assistant, explain it all in different languages.

— EVERYDAY MONEY —
• Track expenses and income with categories that fit your life
• Monthly status, top categories, vs-last-month — at a glance
• Set a budget and watch your available balance update live
• Currencies: GBP, USD, EUR, INR

— SAVINGS THAT STICK —
• Goals with deadlines — birthday, holiday, deposit, rainy day
• Visual progress, easy adjustments as life changes
• Emily nudges you when you're close to a milestone

— PLANNED PAYMENTS & REMINDERS —
• One-offs, instalments and recurring bills, all on one screen
• Birthdays, anniversaries and custom reminders so nothing slips
• Know what's hitting your account before it lands

— MILEAGE TRACKING (HMRC-READY) —
• Auto-track drives in the background — never forget to start a trip
• Log past journeys by hand if you need to
• Add your own trip types: Business, Personal, Delivery, Commute, Client visit,
anything
• Mark each type as claimable or not; Moniie totals your HMRC claim at the
standard 0.45/mile rate (override if your employer pays differently)
• Live map, route preview, end-trip-and-start-new mid-drive
• Real place names so you see "High Street, Cambridge" — not raw GPS

— WALLET, COUPONS & RECEIPTS —
• Loyalty cards on your phone, barcode-ready
• Photograph receipts and pair them with transactions
• Coupon library so you stop missing the offers you saved

— LIVE LOCATION —
• Create a trusted group and share live location on a map
• Useful for school pickups, road trips, or knowing someone's nearly home
• Each member controls their own sharing toggle and can turn it off any time

— MEET EMILY —
• Ask: "Did I overspend on food this month?" "How much can I afford for a treat?"
"Add £25 at Tesco."
• Voice or text, your call
• Plain English, not finance jargon
• Conversation history stays in-app

— PRIVACY & CONTROL —
• Your data is yours — export any time
• Granular control over location sharing
• Pick a theme, a language and a vibe — Moniie should feel like your app, not
someone else's

— FREE & PREMIUM —
Free to start with all the essentials. Premium unlocks advanced insights, full
automation, and the calmer experience of unlimited tracking. Try Premium free —
cancel anytime in Settings.

Whether you're juggling a household budget, claiming back business mileage, or
just want a calmer relationship with your money, Moniie fits the way you actually
live. Download, breathe out, and let Emily do the heavy lifting.