Dividend Calculator & ETF SIP

Project your portfolio's real growth — compound interest, monthly SIP, dividend reinvestment, inflation-adjusted — in your pocket, offline.

Most investment calculators on the web are calorie-counted by their hosting platform: limited inputs, no scenario save, surrounded by "talk to an advisor" funnels. This one runs entirely on your phone, saves every scenario, and gives you the real future-value number you'd actually plan around.

✓ Compound interest calculator with daily, monthly, quarterly and annual compounding
✓ Monthly SIP — systematic investment plan with month-over-month projections
✓ Dividend DRIP — model dividend reinvestment with yield and growth rate
✓ Inflation-adjusted growth — see future value in today's dollars, not nominal
✓ Saved scenarios — keep "FIRE 5%", "Aggressive 8%", "Conservative 3%" side-by-side
✓ Goal-seek mode — answer "how much per month to reach $1M in 20 years?"
✓ Lump sum vs SIP comparison with the actual dollar gap
✓ Withdrawal mode — sustainable withdrawal rate, safe withdrawal projection
✓ Tax-drag toggle — see the impact of capital gains and dividend tax
✓ Share scenarios — send the projection table to your spouse or accountant

Your portfolio plans stay private. Investment Calculator is 100% offline. No account. No upload. No advisor referral. The numbers you enter — current portfolio, monthly contribution, target retirement amount — never leave the device.

Built for:
Long-term investors running FIRE projections. Parents calculating a college savings plan. Salaried workers deciding 401(k) vs Roth IRA allocation. Anyone modelling "what if I add an extra $200/month" without signing up for another fintech newsletter.

Why an offline investment calculator matters: your financial goals are surveillance gold for ad networks. We don't see them. The compound interest formula doesn't need a server — it needs a phone.

Download free now — fast, accurate, private. Plan in peace.