Inca Money

Inca Money is a personal loan app designed for users in Ecuador who need fast and secure access to credit. It offers a simple and transparent application process directly from a mobile device.

Credit limit: from $25 to $60
- Term: 90 to 180 days
- Interest: 0.04% daily (up to 14.6% annually)
- VAT: 20%
Example:
If the user requests a personal loan of $25, the loan details would be:
Amount: $25
Term: 90 days
Interest: $250.04%90≈$1
Interest rate: 14.6% annually
VAT: 2520% = $5
Total payment = Loan amount + interest + VAT = $25+$1+$5 ≈ $31
Lump sum repayment: $31 is paid after 90 days.

Main features:

Apply anytime, anywhere from your phone

Automatic evaluation and streamlined process

Direct deposit into your bank account upon approval

How does it work?

Download the Inca Money app

Register with your mobile phone number

Choose the amount and term that best suit you

Submit your application and wait for the result

All information is encrypted and used solely to evaluate loan eligibility and prevent fraud. Inca Money does not guarantee approval. Final loan terms depend on the user's profile and risk assessment.

🔒 To learn more about how we protect your data, please see our (https://incamoney.com/privacy-policy). At Inca Money, we are committed to handling user information securely, confidentially, and in compliance with data protection regulations. We do not share personal information with third parties without prior and explicit consent.

📩 If you have questions or need help, you can write to us at: hola@incamoney.com