Dosh

Dosh gives employees instant access to earned wages before payday — safely, transparently, and without the stress of traditional loans.

Millions of South Africans live paycheck-to-paycheck. Unexpected expenses like medical bills, transport costs, rent shortfalls, or emergency repairs can happen at any time. Dosh helps bridge the gap by allowing employees to access a portion of the salary they’ve already earned, directly from their mobile phone.

With Dosh, there’s no waiting for payday and no hidden surprises.

How Dosh Works
Register in minutes using your South African ID and employment details
Secure payroll verification confirms your employment in real time
View your live earnings dashboard synced directly with your payroll data
Access a portion of your earned salary instantly
Receive funds directly into your bank account
Built for Transparency

Dosh is designed to make every step simple and clear:

See exactly how much you’ve earned
View how much is available for advance
Get a full breakdown of fees before confirming
Track all advances and repayments in one place

No hidden deductions. No confusing terms. No unnecessary friction.

Real-Time Earnings Dashboard

Your dashboard gives you a live view of:

Days worked
Daily earnings
Total salary earned so far
Available advance amount
Maximum accessible balance

This helps employees make informed financial decisions while staying in control of their money.

Instant Access When You Need It Most

Once your advance is confirmed, funds are transferred directly to your bank account — fast. No lengthy approval queues or complicated paperwork.

Track Every Transaction

Stay informed with a complete transaction history showing:

Pending advances
Approved advances
Paid and completed repayments

Clear status indicators ensure you always know where your advance stands and what will be deducted from your next salary payment.

Why Choose Dosh?
Fast and simple onboarding
Real-time payroll integration
Transparent fees and deductions
Instant wage access
Secure and employee-focused experience

Dosh is changing the way employees access their earnings — giving workers more flexibility, more control, and more peace of mind before payday.