MyEco

A mobile application for Android focused on personal financial education and management, which calculates real liquidity and analyzes spending patterns by recording cash flow and transactions (cash, debit, and credit), integrating financial education methodologies to provide the user with a clear overview that fosters informed decision-making. The application includes:
Capture Module: Manual registration to differentiate liquid assets from credit debt.

Credit Control: Logical system for billing cycles, payment limits, and Interest-Free Installments (MSI), calculating only the payment to avoid generating interest.

Spending Analysis: Categorization of expenses structured under the 50/30/20 budgeting rule (needs, wants, and savings) to visually audit spending patterns.

Financial Education Tools: Development of a module based on the Saving with Purpose methodology for planning and tracking short- and medium-term financial goals. System security: Protect the user session and the confidentiality of the information through local biometric authentication mechanisms.