Spruce - Mobile banking

Name: Spruce - Mobile banking
Rating: 4.5185184 (3780 reviews)
Author: H&R Block Digital Tax

By: H&R Block Digital Tax

Spruce up mobile banking with saving goals, early payday≠, and no monthly fees.

Features & Capabilities

Spruce is a mobile banking app designed to simplify your financial life by offering both Spruce Spending and Savings accounts. It provides easy money management tools like budgeting, financial goal setting, and transaction categorization to build a healthier relationship with your money.

Key features include no sign-up or monthly fees, no minimum balances, and no credit checks. Users can opt in for a high-yield savings account earning 3.50% APY, automated savings through Round Ups, and monitor spending with customizable Watchlists. Additional conveniences like mobile check deposits, money transfers, and credit score monitoring help you stay on top of your finances effortlessly.

Spruce is powered by H&R Block and partnered with Pathward, N.A., a Member FDIC bank. Whether you're saving for short-term goals or managing daily expenses, Spruce mobile banking offers a modern, flexible solution without traditional banking fees or hassles.

User Growth & Download Statistics

App

By:

H&R Block Digital Tax

Downloads:

453,317 666

Rating:

4.52

(3,780) 0.02

Version:

5.9.0 Last updated: 2026-06-04

Version code:

50004817

Creation date:

2022-01-05

Publisher country:

Permissions:

android.permission.ACCESS_COARSE_LOCATION Very high risk
android.permission.ACCESS_FINE_LOCATION Very high risk
android.permission.CAMERA Very high risk
android.permission.READ_CONTACTS Very high risk
android.permission.RECORD_AUDIO Very high risk
android.permission.WRITE_CONTACTS Very high risk
android.permission.READ_EXTERNAL_STORAGE High risk
android.permission.WRITE_EXTERNAL_STORAGE High risk
android.permission.FOREGROUND_SERVICE_LOCATION Low risk
android.permission.INTERNET Low risk

Size:

195.67MB

Email:

hr*****@hrblock.com

URLs:

Website ,Privacy policy

Full description:

Source:

Google Play Store

Data ingested on:

2026-07-04

Compare stats and ranking:

Ranking

# 102,566 ▼ 69

Other platforms

Spruce – Mobile banking (v5.9.0)

4.50

(5,129)

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Android app. Please use these information below to contact the Android app developer.

Developed by:

H&R Block Digital Tax

Google Play Store

https://play.google.com/store/apps/details?id=com.hrblock.sprucemoney

Email:

hr*****@hrblock.com

Website:

https://www.sprucemoney.com/

User Reviews

Reviews are mixed. Many users praise Spruce for being easy to use and good for saving/money management. However, recurring concerns include slow or delayed transfers, debit card problems, and linking external accounts. Customer support quality varies. Some see it as a helpful fintech, while others report reliability and feature limitations.

Pros

Easy to use / intuitive interface
Good for saving and money management
Some reviewers praise helpful, responsive customer service
Positive overall app performance and reliability (in several reviews)
Useful for managing money and payroll-related transactions (when functioning)

Cons

Transfers can be slow or delayed; funds may be in limbo for extended periods
Debit card problems (frequent deactivations/replacements) and issues with depositing checks
External account linking is limited or unreliable (only 1 external account; issues with Plaid/Mastercard)
Mixed/unreliable customer support (some users report unhelpful support, others praise it)
Not a traditional bank (noted as a fintech with certain feature limitations)

Recent reviews

I consider Spruce to be one of the easier money apps to use. In today's world the more simplistic an app is the better as far as im concerned. It has everything you'd need and nothing you dont compared to💲🦁 which is....let's face it....packed full of useless junk and loan offers I haven't asked for. Yeah I'd pick Spruce over and over again.