HisabRakh

HisabRakh - Keep Your Accounts, Effortlessly.

Hisab Rakh is the all-in-one personal and social finance app built for how people actually manage money — splitting rent with roommates, lending to a friend, saving for a trip together, and tracking daily spending. No spreadsheets. No awkward "you still owe me" conversations. Just clear, shared, accountable money management.

Designed mobile-first for South Asia and built to work even when your connection doesn't, HisabRakh logs every transaction locally and syncs the moment you're back online.

💸 EFFORTLESS EXPENSE & INCOME TRACKING
• Log an expense in under 3 seconds — amount, category, done
• Pre-built and custom categories, plus cross-category tags
• Track every income source for a complete cash-flow picture
• Recurring expenses and income auto-logged for you

👥 SOCIAL FINANCE & BILL SPLITTING
• Create groups for roommates, trips, households, or friend circles
• Split shared expenses equally, by percentage, by shares, or custom amounts
• Smart settlement suggestions minimize the number of payments needed
• Real-time activity feed keeps everyone on the same page

🤝 LOAN TRACKING (LENDING & BORROWING)
• Track money you've lent or borrowed with running balances
• Log partial payments and settle up with full transparency
• Payment reminders for upcoming and overdue amounts
• Built for informal lending the way it really works

🎯 GOALS & SAVINGS
• Set savings goals with targets and deadlines
• Track progress with milestones and celebrations
• Invite others to contribute toward shared goals

📊 BUDGETS & INSIGHTS
• Set category budgets and get alerts at 75%, 90%, and 100%
• Monthly summaries of income, expenses, savings, and loans
• Spending trends, net-worth tracking, and exportable reports (Pro)

💬 BUILT-IN COMMUNICATION
• Every loan, shared expense, and goal has its own discussion thread
• Group chat keeps financial conversations in context
• Automatic system updates when payments and expenses are added

🔒 PRIVATE & SECURE
• Biometric (fingerprint / Face ID) and PIN lock
• Encrypted discussion threads
• Granular control over what group members can see
• Your data, your control — full export and account deletion anytime

📴 WORKS OFFLINE
Log expenses on a flight, in a basement, or anywhere with no signal. Everything syncs automatically when you reconnect.

🎁 FAIR, RESPECTFUL MONETIZATION
The free tier is genuinely useful — supported only by small, clearly-labeled banner ads, never disruptive full-screen or pop-up ads. Every ad shows a one-tap "Remove ads" option. Want to try Pro? Watch one short opt-in video to unlock all Pro features free for 7 days — or subscribe to go completely ad-free.

Download Hisab Rakh today and finally keep every rupee in hisab.