Hela 360

Hela 360 helps you understand where your money goes — automatically.

The app reads your bank and M-Pesa transaction SMS messages and reconciles them into your budget, so you don’t have to manually log expenses or guess your spending.

Why users love Hela 360:

Automatic SMS-based tracking
Hela 360 reads transaction SMS messages from your bank and M-Pesa and categorizes them into your budget automatically.

No manual entry
Your spending updates itself as transactions happen. No spreadsheets. No daily input.

Built for real life
See clear summaries of where your money goes — food, transport, bills, and more — using data you already receive on your phone.

Your data stays on your device
Budget data is stored locally on your phone and does not leave your device.

How it works:

- Grant SMS permission so the app can read transaction messages

- Hela 360 detects and reconciles bank and M-Pesa transactions

- Your budget updates automatically

You get a clear picture of your spending

Privacy-first by design

The app only reads transaction-related SMS messages

Budget data is stored locally on your device

You stay in control — uninstalling the app removes local budget data

Account deletion is supported

Hela 360 is ideal if you want a simple, automatic way to track spending without the friction of manual budgeting.