Hay – Money at life-speed.

Hay – Money at life-speed offers a revolutionary money management experience designed for modern living. Say goodbye to fees with no setup fees, hidden charges, or foreign exchange costs. Hay introduces an 85% biodegradable card, making it environmentally friendly with compostable packaging to reduce your carbon footprint.

Enjoy instant payments through HayPay, seamless setup with Google Pay™, and real-time transaction alerts. Manage up to 10 sub-accounts, track budgets effortlessly with EasyTrack, and benefit from TinyBig referral rewards giving 1% cashback every month. Security is paramount with biometric authentication, fraud monitoring, and the ability to freeze/unfreeze cards or transactions instantly.

Travel confidently using Visa foreign exchange rates with no international fees or ATM charges up to $500 a month. Hay simplifies online spending, bill payments, and provides enriched transaction data including merchant info and categories. Experience smarter, greener, and fee-free financial management tailored to your lifestyle with Hay.