Tlhakiso Stokvel

Tlhakiso Stokvel is a simple, transparent record-keeping app for stokvels, burial societies and savings groups across South Africa. Keep clear, shared records of every contribution, loan, payout and claim — so every member can see exactly where the group stands.

Your money stays in your group's own bank account. Tlhakiso is a record-keeping and transparency tool — it does not hold, move or guarantee any money, and it is not a bank or a financial service provider.

WHAT YOU CAN DO
• Record contributions and see a live balance for every member
• Track loans to members, with interest and a full repayment history
• Log payouts the group makes from its own account
• Run a burial society: covered-family registers, waiting periods, death-certificate uploads and member-lodged claims
• Keep a living, versioned constitution and structured meeting minutes
• Import a bank statement (PDF or CSV) and reconcile it against your members
• Give everyone visibility with one shared, transparent record

BUILT FOR SOUTH AFRICAN GROUPS
Whether you run a savings stokvel, a burial society, an investment club or a grocery scheme, Tlhakiso keeps your group organised and accountable.

EASY TO JOIN
The chairperson creates the group and shares an invite code. Members enter the code to join and instantly see the group's records.

TRANSPARENT BY DESIGN
Nothing is recorded without a person confirming it. Every member can see the group's contributions, loans and payouts — reducing disputes and building trust.

YOUR DATA, YOUR CONTROL
You can request deletion of your account and personal data at any time, in the app under Settings, or as described in our policy. Read our Privacy Policy: https://tlhakiso-app.web.app/privacy

Tlhakiso Stokvel — transparent, non-custodial savings-group records.