Monegment

Monegment - Personal Finance and Wealth Management

Monegment is a privacy-focused and advanced personal finance assistant that enables users to manage their finances with a holistic approach. More than just an income and expense tracker, it allows you to manage your assets, liabilities, credit cards, and installment purchases from a single central location.

With its modern interface and powerful infrastructure, it transforms your financial data into meaningful information.

1. Comprehensive Wealth Management (My Assets)
Everything related to finances in one place. It supports different asset types and calculates your net worth in real time:

Cash & Bank Accounts: Track your daily spending.

Investment Instruments: Record the amount and value of your gold, foreign currency, and crypto assets.

Customizable Banks: Define the banks you work with and link your accounts to them.

2. Smart Transaction Tracking
See exactly where your money is going:

Income & Expenses: Categorize your expenses (Grocery, Rent, Bills, etc.).
Filtering: Filter transactions in detail by date, category, or amount.
Quick Addition: Record your expenses in seconds with the practical interface.

3. Credit Card and Installment Management
Take control of your debts and avoid surprise interest:

Card Details: Track limits, current debts, statement dates, and due dates.

Installment Tracking: Monitor your installment purchases (e.g., Phone Installment 3/12) with visual progress bars.

Payment Reminders: Don't miss upcoming payments and due dates.

4. Informative Dashboard
The main screen that takes an X-ray of your financial health:

Net Asset State: See your true wealth with all assets minus liabilities.

Income vs. Expenses: Compare your monthly budget balance with graphs.

Distribution Graphs: Examine the sectoral distribution of your expenses (Donut chart).

Cash Requirement: See potential cash flow bottlenecks in advance.

5. High-Level Security and Privacy (Privacy First)
Your data is on your device, under your control:

Local Storage: All your financial data is stored encrypted on your device and is not shared with third-party servers.

Crypto-Style Backup: Secure your wallet with a 12-word mnemonic phrase.

PIN Protection: Protect your data from prying eyes with a mandatory 6-digit security PIN upon logging in and returning from the background.

Backup: Automatic (every 15 minutes) or manual backup options are available.

6. User Experience
Dark Mode: Stylish design that is easy on the eyes for nighttime use.

Multilingual Support: Turkish and English language options.

Monegment, with its motto "Manage Your Money, Manage Your Life," is designed to guide you on your path to financial freedom.