Gorro

Save Smarter. Together.

Gorro makes community and personal savings simple, transparent, and secure. Whether you're part of a group or saving individually, Gorro helps you manage, track, and grow money with full visibility. Banking services are powered by Ekondo Microfinance Bank, licensed and regulated by the Central Bank of Nigeria.

Why Gorro?

Billions of naira move through church groups, cooperatives, alumni groups, and Ajo groups every month — managed through personal accounts, notebooks, and WhatsApp messages. When something goes wrong, there’s no trail, no protection, and no way back.
Gorro gives communities the infrastructure they’ve always needed: transparent records, shared governance, and bank-backed security.

Key Features:

Gorro Cluster — Community Treasury

A shared digital treasury for any organised group — church group, cooperative, or alumni association.
∙ Three verified admins must approve every withdrawal, no single person holds the keys
∙ Every transaction is permanently recorded and visible to all members in real time
∙ Dispute protection; members can raise a flag and freeze all withdrawals instantly
∙ Off-platform contributions accepted via temporary virtual accounts
∙ 24-hour cooling period protects the group when admin changes occur

Smart Wallet — Earn While You Save

Keep money in your Gorro wallet and earn 12% per annum interest — just for letting it sit.
∙ Interest accrues daily on balances of ₦1,000 and above
∙ Credited to your wallet at the end of every month
∙ No lock periods, no commitment — your money stays accessible
∙ Stay within 4 withdrawals a month to keep your interest

Refer & Earn - Invite Friends

Invite friends to join Gorro and earn rewards when they start saving.

Personal Savings Products

Three structured savings options for individual goals:
∙ Fixed Savings — Lock money for a set period and earn interest at maturity
∙ Target Savings — Set a goal, automate your contributions, watch it grow
∙ Gorro Vault — Lock funds and collect your full interest upfront, the moment you commit

Why people trust Gorro

∙ Banking services delivered by Ekondo Microfinance Bank (CBN licensed)
∙ No single admin can move group funds alone — three-admin co-approval required
∙ Permanent, tamper-proof transaction records for every account
∙ Built-in dispute system protects community members at all times
∙ Easy, structured and controlled savings options

Gorro is not a bank. Savings and treasury services are provided by Ekondo Microfinance Bank, a microfinance bank licensed and regulated by the Central Bank of Nigeria.

Start saving smarter with Gorro today.
Your money. Your people. Your rules.