예금 이자 가이드 - 세후·복리 계산

※ This is an unofficial information guide. It is a deposit interest calculation assistant app provided by GlassWallet and does not represent any financial institution or government agency.

The Deposit Interest Guide is an information app designed to allow you to check after-tax interest, the difference between simple and compound interest, deposit insurance limits, and the criteria for comprehensive taxation of financial income all at once before signing up for a fixed deposit.

The Deposit Interest Guide Key Features

- Go to Deposit Interest Calculator

- Understanding Pre-tax Interest Rates and After-tax Amounts

- Key Comparison Points for Simple Interest, Compound Interest, and Monthly Payments

- Deposit Protection Checklist for 100 Million Won at the Same Financial Institution

- Checking Financial Income Exceeds 20 Million Won

- Self-Assessment Before Signing Up for a Fixed Deposit

- Daily Deposit Knowledge Tips and Quizzes

Suitable for:

- Those curious about the actual amount received at maturity on a fixed deposit

- Those who want to quickly check the difference between advertised rates and after-tax interest

- Those considering whether to split a lump sum of over 100 million won across multiple banks

- Those looking to compare the difference in maturity payouts between simple and compound interest products

- Those concerned about the threshold for comprehensive taxation due to large financial income from interest and dividends

Useful Criteria to Know

- General Interest Withholding: Income Tax 14% + Local Income Tax 1.4%

- Deposit Protection: 100 million won per person per financial institution (combination of principal and interest)

- Comprehensive Taxation of Financial Income: Annual interest and dividends, etc. Checking Whether Financial Income Exceeds 20 Million Won

[Disclaimer]

※ This app does not represent the government or any related agency.

※ This app provides general information regarding deposit interest and does not replace financial or tax advice. For accurate information, please consult official agencies such as financial institutions, the National Tax Service, or the Korea Deposit Insurance Corporation, or consult experts.

※ Tax rates, protection limits, and financial product conditions are subject to change due to amendments in laws and regulations or changes in the terms and conditions of financial institutions.

※ Source: National Tax Service (https://www.nts.go.kr), Financial Services Commission (https://www.fsc.go.kr), Korea Deposit Insurance Corporation (https://www.kdic.or.kr), Financial Supervisory Service FINE (https://fine.fss.or.kr)