Fynlo - Smart Finance Tracker

Fynlo is a personal finance app built for people living and working across multiple currencies — particularly UAE residents managing AED, INR, and other currencies side by side.

All your financial data stays on your device. Nothing is uploaded or sold.

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TRANSACTIONS
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- Add income, expenses and transfers in seconds
- Search, filter by type, and browse by month or year
- Attach receipt photos — scanned automatically using your camera
- Swipe to delete, tap to edit

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ACCOUNTS & NET WORTH
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- Track bank accounts, cash, savings, investments, mutual funds, fixed deposits, loans, credit cards and money you've lent
- Multi-currency — AED, INR, USD and more
- Live exchange rates updated automatically
- True net worth calculated across all accounts and currencies in one number

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BUDGETS
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- Set monthly spending limits by category
- See exactly how much you've spent vs your budget in real time
- Unbudgeted categories flagged automatically

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SAVINGS GOALS
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- Create goals with a target amount and deadline
- Top up or withdraw any time
- Visual progress tracking

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RECURRING & EMIs
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- Set up recurring transactions (daily, weekly, monthly, yearly)
- Track active loans and EMIs — see paid months, remaining months and total principal
- Close EMIs early when fully paid

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CHARTS & INSIGHTS
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- Spending breakdown by category
- Income vs expense trends by week, month, year or custom range
- Financial health score based on your actual habits
- AI finance assistant — ask questions about budgeting, saving and spending

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SPECIAL FEATURES
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- Ramadan tracker — set budgets for Zakat, Eid gifts, Iftar and charity. Zakat calculated automatically
- Split bills — create groups, add expenses, track who owes what
- Bill reminders — get notified 2 days before payment due dates
- Import bank CSV statements
- Backup and restore your data
- Biometric lock

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EXPORT (Premium)
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- Export to Excel (.xlsx) and CSV
- Backup and restore full data

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PREMIUM
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- Free: up to 10 accounts, core features
- Premium: unlimited accounts, data export, AI assistant
- Monthly plan: AED 3.99
- Annual plan: AED 29.99 (save 37%)
- 7-day free trial, cancel any time

Works fully offline. No ads for premium users.