First House Financing

First House Financing was created by mortgage lenders with over 30 years of mortgage experience, to help educate your way to homeownership. Every person deserves to own a home even if they don’t have perfect credit or a large amount of savings for a down payment. We will teach you how to prequalify your own home loan and negotiate loan terms right from your own home. We will educate you about different types of down payment assistance programs, where and how to locate them in your state, outline the top underwriting essentials for loan approvals, and prepare you for your step of the home loan qualifying process. Never be embarrassed about your credit scores, lack of savings, or not qualifying for a home loan again! We aim to provide you the necessary tools and vital information regarding what Banks, Mortgage Brokers, and any other Mortgage Lenders may require to approve your loan.

Our motto is simple “Erase the Doubt”. First House Financing will educate you on how to increase your own credit scores, teach you how to calculate your own income and debt to income ratios so you know the price of the home you can afford, and teach you how to locate down payment assistance and closing cost assistance programs in your state. You will learn all this from the safety and comfort of your living room, before you ever actually run your credit and apply for a home mortgage loan.

Our goal at First House Financing is to educate, prepare, and celebrate! We want to educate you on the home mortgage loan qualifying requirements, we want to prepare you for the home mortgage loan approval process, and we want to celebrate that you were approved for your home mortgage loan the first time you applied!

If you meet all the underwriting essentials we have outlined you should qualify for a home mortgage loan with any Bank, Mortgage Broker, or Mortgage Lender the first time you apply!