First Citizen Abacus

The First Citizen Abacus App offers prospective car buyers the ability to obtain a finance quotation in a fun and interactive way, using a smartphone or other mobile device. The App has been designed to assist those seeking finance in the Irish market for a new or used car and for existing customers of First Citizen Finance, who wish to utilise the in-App Customer Service features.

Once registered as a user, just three pieces of information are required to obtain instant finance quotes over 3, 4 or 5 years, depending on the age of the vehicle being financed. The user must provide the year of the vehicle they are interested in, the name of the SIMI / approved motor dealership and finally the finance amount required. Once this information is entered, the quote results are displayed - including monthly payment, weekly equivalent, and cost of credit. The user can then choose to connect with their local First Citizen Representative, who will walk them through the rest of the financing journey.

The App is free to download.

First Citizen Abacus is a product of First Citizen Finance DAC. First Citizen Finance DAC is regulated by the Central Bank of Ireland. Registered in Dublin 518751. This is a Hire Purchase Agreement as defined by the Consumer Credit Act 1995. Lending terms and conditions apply. Applicants must be 18 years of age or over. A joint hirer may be required. Calls may be recorded. Example: New / Used Vehicle – Typical APR 9.9% Fixed (subject to change). Cash Price €22,250. Deposit / Trade In €2,250. Finance Amount €20,000. 48 Monthly Instalments of €499.51. Hire Purchase Price €26,351.48. Documentation Fee of €75 and Completion Fee of €50 applies. A minimum deposit of 10% may be required. (For any amount less than €10,000 or any term shorter than 36 months, the Typical APR may vary – please contact First Citizen Finance directly for exact quote).