First Capital Bank

Name: First Capital Bank
Rating: 3.6923077 (888 reviews)
Author: First Capital Bank PLC

By: First Capital Bank PLC

First Capital Bank App is here!

Features & Capabilities

The First Capital Bank App transforms your banking into a seamless and secure experience. This user-friendly app allows you to effortlessly check your account balances, view mini statements, and manage your finances from anywhere.

Enjoy peace of mind with end-to-end encrypted communication, one of the highest security standards in mobile banking. The app supports utility bill payments, airtime purchases, and facilitates transfers to various banks. Open and close Fixed Deposit Accounts in real-time, and make cardless ATM withdrawals on demand.

Advanced card management features let you change your ATM PIN, temporarily block or reactivate your card, and adjust withdrawal limits. You can also effortlessly send your bank statements directly to your email, making First Capital Bank App your comprehensive mobile banking solution.

User Growth & Download Statistics

App Privacy & Security

By:

First Capital Bank PLC

Downloads:

278,695 2.58K

Rating:

3.69

(888) 3 new ratings

Version:

2.5.5 Last updated: 2026-05-20

Version code:

20505001

Creation date:

2018-12-21

Publisher country:

Permissions:

android.permission.ACCESS_COARSE_LOCATION Very high risk
android.permission.ACCESS_FINE_LOCATION Very high risk
android.permission.READ_CONTACTS Very high risk
android.permission.READ_EXTERNAL_STORAGE High risk
android.permission.DETECT_SCREEN_CAPTURE Moderate risk
android.permission.DOWNLOAD_WITHOUT_NOTIFICATION Moderate risk
com.google.android.gms.permission.AD_ID Moderate risk
android.permission.ACCESS_ADSERVICES_AD_ID Low risk
android.permission.ACCESS_ADSERVICES_ATTRIBUTION Low risk
android.permission.FOREGROUND_SERVICE Low risk

Size:

57.22MB

Email:

fi*****@gmail.com

URLs:

Website ,Privacy policy

Full description:

Source:

Google Play Store

Data ingested on:

2026-06-05

Compare stats and ranking:

Ranking

# 131,859 ▲ 179

For Developers

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Contact the developer

Chrome-Stats does not own this Android app. Please use these information below to contact the Android app developer.

Developed by:

First Capital Bank PLC

Google Play Store

https://play.google.com/store/apps/details?id=com.firstcapital.app

Email:

fi*****@gmail.com

Website:

http://www.fmbmalawi.com

User Reviews

Users find the First Capital Bank app easy to use and effective for basic banking, appreciating its simplicity and professional support. However, many report recurring crashes and failures to open, significant problems entering OTPs when switching devices due to keyboard issues, and lack of autofill for authentication codes. The app sometimes displays incomplete information and restricts transactions like airtime purchase without clear explanations, leading to frustration. Overall, while the app offers helpful functions, stability and usability issues significantly hinder user experience.

Pros

Easy and fast to use with a simple, user-friendly interface.
Helpful and effective for basic banking tasks.
Professional and welcoming bank personnel supporting the app.
Reliable under good network conditions with straight-forward operations.

Cons

App crashes frequently and fails to open for many users, requiring repeated reinstallations.
Issues with OTP entry when switching devices due to keyboard/input not appearing.
Lack of autofill for authentication codes causing inconvenience.
App interface sometimes fails to show full or proper details on certain devices.
Inability to perform certain transactions like sending money or buying airtime consistently; lack of feedback when features are unavailable.

Recent reviews

What does invalid specified device even mean when you're trying to log in

En*****, 2025-01-04

First Capital Bank is now turning into a useless bank in terms of service. ATMs hardly work most of the time. Inside the bank always huge queues with 1 or 2 tellers on site. The bank now lacks innovation.