FIRE - Financial planner

Will your money last? Build your full retirement plan in 10 minutes and find out.

You have a 401(k), a Roth, maybe a rental property. They all grow at different rates. Your healthcare inflates faster than your housing. Your salary ends at retirement, your pension kicks in later. Most retirement calculators can't handle that. This one can. Month-by-month projections that actually match your situation.

Would your plan have survived 2008? The dot-com crash? The Great Depression? Run it against every market period since 1871 and find out. Monte Carlo simulation tests it against thousands of randomized scenarios and shows the probability your portfolio lasts through retirement.

What if markets drop 40%? What if you lose your income? What if expenses double? What if inflation spikes to 8%? Six stress test scenarios for the questions that keep you up at night.

See where your money goes each year: what flows into investments, what goes to debt, what covers expenses. Track how that changes from accumulation through retirement drawdown.

Three withdrawal strategies: tax-efficient, proportional, or set your own order. Flags early withdrawal penalties before age 59.5. A survival heatmap shows which withdrawal rates actually lasted.

Not sure where you stand? Eight FIRE calculators: FIRE Number, Coast FIRE, Barista FIRE, Lean FIRE, Fat FIRE, When Can I Retire, How Much to Save, and Retirement Projector.

Eight currencies with auto-detection: USD, EUR, GBP, JPY, CAD, AUD, CHF, INR.

No account to create. No data leaves your device. Export to CSV anytime. Share a link with your exact scenario pre-loaded.

Guides on reaching financial independence, the 4% rule, and where to invest. Your number, your plan, your terms.