Finrm

Finrm – Credit Line & Loan is an instant personal loan app designed for individuals in India, offering quick sanction of credit line facilities up to Rs 1,00,000. Users pay interest only on the amount withdrawn, not on the entire credit limit, making it a cost-effective financing option. The credit line is available exclusively under a Corporate Program in partnership with select employers.

Finrm partners with regulated NBFCs governed by RBI and provides a fully digital loan process through its app—from account creation and document submission to loan approval, withdrawal, and repayment. Interest rates range from 15% to 27% annually based on risk profile, with repayment terms from 12 to 84 months. This flexible financial solution supports various personal needs like shopping, medical emergencies, upskilling, and more, with instant disbursal and easy management on a mobile platform.