Финкит — займы онлайн

Finkit is an app for finding online microloan offers from microfinance organizations (MFOs) in Russia.

The app helps users quickly find current terms and conditions and redirect them to the MFO's official website to apply.

💰 How it works

• Explore MFI offers
• Compare loan terms
• Choose the right option
• Go to the MFI website to apply

⭐ App advantages

— Current terms and rates
— Online access without office visits
— Suitable for different credit histories
— Simple and intuitive interface
— Quick access to information

📋 Main terms

• Loan term: 61–365 days
• APR: from 1% to 32%
• Late payment penalty: up to 0.1% per day
• Extension: according to MFI terms
• Hidden fees: none

📊 Calculation example

Loan: ₽20,000
Term: 120 days
Rate: 0.08% per day
Commission: ₽1,920
Repayment amount: ₽21,920 ₽
APR ≈ 29%

🔐 Security

The app does not store personal data. All transactions are processed by the selected microfinance organization.

⚖️ Compliance with Laws

All microfinance organizations listed in the app are registered with the Central Bank of the Russian Federation and operate within the framework of Federal Law No. 151.