Goal SIP-ROI & Tax Calculator

Take control of your mutual fund investments and financial future with Goal SIP - ROI & Tax Calculator, the most advanced and accurate wealth planning tool available.

Unlike basic calculators that only show raw compound interest, Goal SIP gives you the real picture of your wealth by factoring in Inflation and Real-World Taxation (LTCG). Whether you are investing in Nifty 50 index funds, active mutual funds, or the stock market, this app is your ultimate personal finance companion.

🚀 Key Features That Make Goal SIP Unique:

1. Advanced SIP & Lumpsum Calculator
Calculate the exact maturity value of your Systematic Investment Plan (SIP) or one-time Lumpsum investments. Instantly view your total invested amount and estimated returns through beautiful, interactive pie charts.

2. The "Reality Check" Engine (Inflation & Tax)
Don't be fooled by flat numbers. Our advanced calculator adjusts your final maturity amount for:

Inflation (6%): See the true purchasing power of your money after 10 or 20 years.

LTCG Tax Deduction: We apply the standard Indian Mutual Fund taxation rules (including the ₹1.25 Lakh profit exemption and 12.5% tax rate) so you know your exact in-hand wealth.

3. Reverse SIP (Goal Planner)
Have a dream house, child's education, or retirement in mind? Simply enter your Target Wealth Amount (e.g., ₹1 Crore) and the time horizon. Our Reverse SIP Engine will instantly calculate the exact monthly investment required to hit that financial milestone.

4. Insights & The "Cost of Delay"
Procrastination destroys wealth. Our unique Insights dashboard visually demonstrates the "Cost of Delay." See exactly how much money you lose by delaying your investment journey by just 1 or 3 years. Experience the true power of compounding!

5. Premium UI & Dark Mode
Enjoy a stunning, ad-clutter-free Material Design 3 interface. Featuring a deep navy blue background and emerald green financial indicators, planning your wealth has never looked this good.

💡 Who is this app for?

Beginners looking to start their first mutual fund SIP.

Pro-investors wanting to calculate tax-adjusted real returns.

Anyone serious about financial independence and early retirement (FIRE).

Disclaimer: Goal SIP is strictly an educational financial calculator and planning tool. It does not provide personal loans, real-money trading, or financial advisory services. It does not require you to link any bank accounts or sensitive financial data. All calculations are projections based on user input.

Support & Feedback
Developed and maintained by The Techno Private Limited.
Have questions or feature requests? We'd love to hear from you.
Contact our support team directly at: +918208790755