Capfin: Loans App Calc

Capfin App Loan Calc Not affiliated with, endorsed by or connected to Capfin, Pepkor Trading, PEP or Ackermans. The name only identifies the subject this guide explains.

UNOFFICIAL. This is not the Capfin app.

WHAT IT CANNOT DO
• Apply for a loan, or submit any application
• Check an application status
• Show a balance, a statement or an account
• Log you in — there is no account and no sign-in
• Lend money. It is not a credit provider

WHAT IT IS
An independent guide and calculator for personal loans in South Africa.

• 8 offline calculators — instalment, total cost, National Credit Act fees, affordability, term comparison, credit life, extra payments, early settlement
• 12 guide chapters, 42 questions, a 40-term glossary and a 22-point checklist
• Contact details for the National Credit Regulator, the ombud and registered credit bureaus

Everything runs on your phone. No account, no sign-in, nothing uploaded, works offline.

To apply for anything, go to the lender's own website or one of its stores. This app only links you there.

Every figure is an estimate worked out from published rules and the numbers you type. It is not a quotation and not an offer of credit — only a lender's own quote is binding. Nothing here is financial advice.