Planmed Financiacion

Our app makes it easy for employees, self-employed workers, and retirees to access personal loans quickly and securely, even if you're undocumented.

Why choose our app?
Response within 24 business hours.

Payments can be made in fixed monthly installments.

You don't need to be undocumented to apply.

100% digital process.

We do not work with banks or cooperatives.

Loan Terms:
Minimum Amount: $500,000 COP

Maximum Amount: $5,000,000 COP

Payment Term: 3 to 12 months

Maximum Annual Percentage Rate (APR): 25%

Late Interest: 25% APR or the maximum legally permitted rate

Credit Review Fee: $120,000 COP (single down payment)

Disbursement or Management Fee: $0 COP

Representative Example:
Loan of $1,000,000 COP for 12 months
Monthly Payment: $99,266 COP
APR: 25%
Total Due: $1,191,192 COP

Application Requirements:
Self-employed:

ID Card

Taxpayer Identification Number (RUT) or Chamber of Commerce

Bank Statements for the last 3 months

Letter from an accountant (if you do not file a claim) (income)

Employees:

ID

Employment letter

Bank statements for the last 3 months

Last 3 pay stubs

In some cases, a co-signer may be required depending on your financial profile.

Steps to apply for your loan:
Download the app.

Register.

Make the payment for the credit review.

Accept our data processing policy.

Create your application.

Request your disbursement.

Payment methods:
Bank transfer

Wompi (PSE, Nequi, Bancolombia, debit card)

Important: We do not charge transaction fees or require advance payments outside of the credit review. We comply with the current legal maximum rates defined by the Colombian Financial Superintendence.