Finance IA

Finance AI is your personal financial advisor powered by artificial intelligence. Designed for Colombians who want to take control of their finances simply, intelligently, and securely.

🤖 ANDREA, YOUR AI-POWERED FINANCIAL ADVISOR Chat with Andrea, your advisor available 24/7. Ask her about savings, debt, loans, and investments, and receive personalized advice based on your actual financial profile. Andrea doesn't send you to find an advisor or call the bank. She answers your questions directly.

📊 COMPLETE FINANCIAL DIAGNOSIS Get your personalized financial score with key indicators: • Debt-to-income ratio (DTI) • Savings rate • Percentage of fixed expenses • Emergency fund in months Includes interactive charts and recommendations to improve your financial health.

💳 SMART DEBT MANAGEMENT Register and organize all your debts in one place: • Credit cards • Consumer loans • Mortgages • Car loans • Student loans • Fines Keep a complete payment history with a visual timeline. See exactly when you paid, how much you paid, and what your remaining balance is.

🏦 LOAN SIMULATOR + BANK COMPARISON Simulate any loan and compare rates in real time from 5 Colombian banks: Bancolombia, Davivienda, BBVA, Banco de Bogotá, and Nu Colombia. • Rates based on official data from the Colombian Financial Superintendency • Suitability score per bank • Approval probability based on your profile (High, Medium, Low) • Monthly payment, total amount due, and interest per bank Find the best option without leaving the app.

📈 AMORTIZATION SIMULATOR Have some extra money? Simulate how much you save by paying down the principal: • Compare reducing the term vs. reducing the monthly payment • See the interest savings • Apply the payment directly to your debt from the app • The balance updates automatically

💰 CDT SIMULATOR Discover how much you could earn investing in a CDT: • Compare CDT rates from 5 Colombian banks • Real rates from the Superintendency of Finance • Net profit after withholding tax (4%) • Total at maturity per bank

📄 EXPORT TO PDF Generate a professional report of your financial diagnosis and payment history. Share it or save it for your personal records.

🌙 DARK MODE Choose between light, dark, or automatic themes according to your preference.

📱 ANDROID WIDGET Add the Finance AI widget to your home screen to see your financial score without opening the app.

💎 FREE PLANS: Financial diagnosis, debt management, simulations, 3 daily consultations with Andrea. PREMIUM: All of the above + unlimited consultations with Andrea, unlimited simulations, and no ads.

Finance AI isn't just a finance app. It's your financial partner that helps you understand your money, make better decisions, and achieve your goals. Download it for free and get started today.