PaEase

Pa Ease is a flagship mobile app by Fin360 Limited, a proudly Zambian-owned Fintech startup committed to accelerating financial inclusion. Designed for speed, simplicity, and convenience, Pa Ease offers a suite of mobile and web-based micro-loan products tailored to your needs.

Our Product Portfolio Includes:
Personal Loans – Employer MoU and referral-based options
Small Business Loans – Flexible support for SMEs
Bill Payments & Airtime – Pay bills and recharge with ease

Why Choose Pa Ease?
Instant Loan Disbursement – Funds sent directly to your mobile money wallet or bank account
Flexible Tenure – Personal loan full repayment periods start from 60 days up to 3 months (standard plans), and up to 6 months for eligible VIP clients, depending on the approved loan amount and plan
Multiple Services – Loans, mobile money transfers, bill payments, and airtime in one app
Safe & Secure – Data encryption and reliable transactions

Loan disclosures (Personal Loans)
Maximum APR: 156% per annum (your specific APR, fees, and total repayable amount are shown before you accept a loan).
Repayment period: 60 days to 3 months for standard plans, and up to 6 months for eligible VIP clients (depending on your approved offer/plan).
Fees: A processing fee of 10% may apply (shown before you accept).
Representative example (illustrative): If you borrow ZMW 1,000, a 10% processing fee (ZMW 100) may apply, and the total amount repayable is ZMW 1,220 (example only; your actual costs depend on the approved amount, term, and fees shown in-app before you accept).

Our Mission:
Deliver innovative digital solutions that accelerate financial inclusion.
Our Vision:
Be the most preferred one-stop digital platform for financial services in the region.
Our Values:
Innovation, Excellence, Respect, Integrity, Simplicity, and Passion.

Experience financial freedom and convenience — Pa Ease puts your finances at your fingertips, so you can truly be at ease.