Ferratum

Ferratum is a modern, user-friendly banking app designed to give you the freedom to manage your finances effortlessly. With no monthly or annual fees, it offers a free bank account along with a virtual Mastercard Debit Card for everyday payments. The app also provides smart payment options, such as a virtual Mastercard Credit Card with up to 60 days interest-free and convenient contactless payments.

Flexible saving options include a Savings Account that earns interest while keeping your funds accessible, and a Fixed-Term Account with competitive rates for long-term savings. Security is a top priority, with funds protected up to €100,000 under the Maltese Deposit Guarantee Scheme and advanced app security ensuring your money and personal data are safeguarded.

Founded in the Nordic region with almost two decades of experience across 13 countries, Ferratum embodies Nordic innovation and simplicity, making complex finances uncomplicated and accessible. It’s ideal for consumers seeking smart, flexible, and responsible banking solutions tailored to their lifestyle and financial needs.