FD Vault

FD Manager helps you stay on top of all your fixed deposits — across banks, family members and interest payment schedules — in one secure, private app.

Whether you have 2 FDs or 20, FD Manager gives you a clear picture of your money. It helps you see upcoming maturing FDs, interest payments that can help organize your finances on the go.

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WHAT YOU CAN DO
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Track FDs across all banks
Manage fixed deposits — government or private bank, NBFC, post office — with full details including principal, rate, tenure and payout frequency.

Multiple family members
Manage FDs for your entire family under one app. See individual and combined portfolio views.

Interest payment schedule
See exactly when interest is due, month by month, for all your FDs in a single grid. Never miss a payout.

Reconcile actual payments
Record the exact amount you actually received from the bank each period. The app flags discrepancies between expected and actual payouts.

Interest Forensics
The app analyses your reconciled payments and automatically detects how your bank actually calculates interest — flat or daily accrual, and the effective rate. Corrections are applied automatically so your expected amounts are always accurate.

TDS and Form 15G/15H tracking
Track TDS deductions per FD. Mark FDs where Form 15G or 15H has been submitted to avoid unnecessary TDS.

Portfolio health
See total principal, annual interest, average rate, upcoming maturities and liquidity analysis at a glance.

Backup and restore
Export your data to secure encrypted files. Restore it on any device. Your data never leaves your hands.

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SECURITY AND PRIVACY
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• All your FD data is stored only on your device in a encrypted database
• Backups are encrypted with your own password.
• No personal or financial data collected.
• Optional feedback submission is the only data sent to our servers — and only when you choose to send it.
• Biometric lock and PIN protection available.

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DESIGNED FOR INDIAN INVESTORS
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Built specifically for Indian bank FDs — supports all common payout cadences (monthly, quarterly, yearly, cumulative), Indian bank interest calculation methods, TDS at 10% and 20%, Form 15G/15H, financial year reporting, and INR formatting throughout.

Ideal for retirees, senior citizens and anyone managing family fixed deposit portfolios.

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NO ADS. NO SUBSCRIPTIONS. NO NONSENSE.
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FD Manager is free to use. Your financial data is yours alone.