Family Loan Tracker

It starts with a text message. "Hey Mom, can I borrow $200 for car insurance? I'll pay you back Friday." Friday comes
and goes. Then another kid needs $150 for textbooks, and the youngest asks for gas money — again. Before long, you're juggling a dozen IOUs scribbled on napkins, half-remembered Venmo promises, and that sinking feeling that
you've lost track of who owes what. You love your kids, but your memory isn't a bank ledger.
Family Loan Tracker puts you back in control. Every dollar lent is logged — who borrowed it, when, and why. Interest
accrues automatically so the lessons about real-world borrowing stick. When payday rolls around, you can send a
friendly nudge with a full statement showing exactly what's owed, broken down to the penny. No more awkward "do you
remember that $80 from last month?" conversations at the dinner table. The numbers speak for themselves.

And because you're a parent first and a lender second, sometimes love wins over the ledger. Forgive a chunk of debt
as a birthday gift. Wipe the slate clean for good grades. Reward responsibility by zeroing out a balance they've been
chipping away at faithfully. Family Loan Tracker handles forgiveness just as gracefully as it handles the math —
because family finances should bring you closer together, not pull you apart.

Features:
• Add borrowers with custom interest rates and credit limits
• Log expenses and track balances in real time
• Record payments with automatic principal and interest allocation
• Forgive all or part of a balance — by expense or across the board
• Attach receipt photos to any expense
• Generate and share detailed statements
• View analytics and charts to see the big picture
• Full activity log of every transaction
• Works completely offline — your data stays on your device
• No ads, no subscriptions, no data collection

IMPORTANT NOTE:
This is not a bank or affiliated with any bank. The app allows parents/partners/room mates/friends to track what they are already doing with lending money to each other.