Faktivo - Invoice & VAT

Faktivo is a privacy-first invoicing, VAT, and bookkeeping app built for freelancers and small businesses around the world. Create professional invoices, generate e-invoices, track expenses, and stay on top of your taxes — all while your data stays securely on your own device.

WHY FAKTIVO?
Most invoicing apps send your financial data to the cloud. Faktivo keeps your invoices, clients, and records stored locally on your device with AES-256 encryption, secured by your device's own keystore. Your business data stays yours.

KEY FEATURES
Perfect for freelancers, consultants, and self-employed professionals who need reliable invoicing and VAT compliance without compromising their data.

- Professional invoices — Create polished invoices with multiple PDF templates and send them straight from your own email app
- Expense tracking — Log and categorize business expenses with ease
- VAT calculation — Per-line VAT with live rates, plus reverse-charge and exemption handling
- E-invoice XML — Generate PEPPOL BIS 3.0, XRechnung, and Italian FatturaPA e-invoice files
- Multi-currency — Live exchange rates from the European Central Bank, covering 30+ currencies
- On-device AES-256 encryption — Your data is encrypted locally, with the key stored in your device's secure keystore
- Optional Google Drive backup — Keep a private backup in your own Google Drive's hidden app folder
- Multi-language — Available in 27 languages

PRIVACY BY DESIGN
Faktivo is built around one principle: your financial data belongs to you. There's no mandatory cloud account, no data harvesting, and no selling your information. Your core invoicing data never leaves your device unless you choose to back it up.

SUBSCRIPTION PLANS
Faktivo offers a Free tier to get started — including up to 5 invoices per month and 3 clients. Upgrade to Starter for unlimited invoices and clients, expense tracking, PDF logos, e-signatures, time tracking, mileage, and custom fields. Pro unlocks PEPPOL/B2G e-invoicing, OSS VAT returns, DATEV export, consolidated P&L, cash-flow forecasting, and more.

Built for freelancers, sole traders, and small businesses everywhere who value privacy, simplicity, and compliance. Faktivo helps you invoice, track expenses, and stay tax-compliant — without giving up your privacy.