SpendMoth

SpendMoth is a personal credit-card command center for people who use multiple cards and want one clear picture of their money.

Track credit and debit cards, limits, balances, and utilization. Log expenses and income by category. Record payments against the right card. Review reports and transaction history — without jumping between bank apps or rebuilding spreadsheets every month.

- Dashboard: total limits, spending, utilization, next payment
- Cards: credit and debit in one list
- Expenses & income: quick capture on web or mobile
- Payments: keep balances honest
- Reports & history: see where money went

Personal spending clarity — not a bloated accounting suite. No corporate expense reports. No approvals workflow. Just control before accounting.

Free to start. Same account on web and mobile at spendmoth.com.