UltraPay App

UltraPay is the official mobile banking app for Ultra Pay Microfinance Bank (UPMFB). Open an account in minutes, move money securely and manage your finances from anywhere in Nigeria — all with a clean, modern app built for speed.

OPEN OR LINK AN ACCOUNT
• Open a brand-new UPMFB account right from your phone — no branch visit needed.
• Already bank with Ultra Pay? Link your existing account securely in seconds.
• Verify your identity with your NIN or BVN so your account is protected and ready to transact.

SEND & RECEIVE MONEY
• Transfer money to any bank in Nigeria, quickly and reliably.
• Confirm the recipient's name before you send, so your money always reaches the right person.
• Transfers settle instantly, with a clear success confirmation every time.

BEAUTIFUL RECEIPTS YOU CAN SHARE
• Every transfer generates a proper PDF receipt.
• Download, print or share your receipt in one tap — perfect for records and proof of payment.

STAY ON TOP OF YOUR MONEY
• See your balance and full transaction history at a glance — money in and money out, newest first.
• A clean Wallet and Home dashboard keep your account details close.

BUILT FOR SECURITY
• Protect every payment with your own transaction PIN.
• Your identity is verified against official records; sensitive documents are never stored on your device.
• Bank-grade protection from sign-in to sign-out.

MADE TO ENJOY USING
• A modern, elegant design with smooth animations.
• Switch between light and dark mode to suit your eyes and your battery.
• Fast, simple and easy for everyone.

Whether you're opening your first account, sending money to family or keeping track of your spending, UltraPay puts secure, everyday banking in your pocket.

Ultra Pay Microfinance Bank — money made easy.

Download UltraPay today and experience simpler banking.