Nomad Flow: Money

Nomad Flow is a private money tracker for digital nomads and long-term movers who live between countries, currencies, and bases.

Most finance apps assume one home country, one main bank, and one default currency. Nomad Flow is built for a different reality: local cash in one place, cards in another currency, transfers between accounts, rent abroad, subscriptions, wallets, and manual crypto balances.

Track the real money flow of nomad life:
• everyday expenses and income
• cash, cards, wallets, and accounts
• multiple currencies and countries
• transfers with send and receive amounts
• optional fees and balance corrections
• manual crypto balances
• monthly insights and category patterns

Money Chat makes daily tracking faster. Type a quick note like “lunch 250 THB”, “rent 16M VND”, or “ATM 5000 THB fee 220”. Nomad Flow creates a draft, you review it, then save only when it looks right.

Built for life between places:
Nomad Flow does not force everything into one home-bank model. Set the countries you actually use, switch your current base, and keep local context on transactions when it helps. Filter your Flow and Insights by place to understand how your spending changes from one country or city to another.

Privacy-first by design:
No account required. No ads. No cloud ledger. Your financial records stay on your device unless you choose to export them. Money Chat parsing happens locally in the MVP, and optional reference rate fetches do not upload your transaction history.

Nomad Flow helps you keep your money clear without turning your life into a bank dashboard.