Reviews of Emma - Budget Planner Tracker

By: Emma Technologies LTD. App

List of user reviews and ratings for Emma - Budget Planner Tracker

Total ratings

4.31 (Rating count: 9,288)

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Review summary

Users praise Emma for budgeting, bank syncing, and an intuitive, insightful interface with consolidated financial visibility. However, many cite paywalled features and high subscription costs, along with frictiony cancel processes, frequent upsell prompts, and occasional bugs (blank data, sync problems) and login issues. Overall, Emma is valued for budgeting clarity and cross-account view, but the paid model and UX friction limit its appeal for some.

Pros

Customizable budgets that help users stay on track
Bank syncing with major banks for a seamless, consolidated view
Intuitive interface with spending insights and low-funds alert notifications
All-in-one visibility of bank accounts, investments, spending, and direct debits
Regarded by some as more comprehensive or informative than alternatives like Snoop

Cons

Paywall/subscription model makes many features premium and expensive
Difficult or frustrating to unsubscribe/cancel (prompts and multiple confirmations)
Aggressive upsell and persistent prompts to pay or upgrade
Bugs and data display issues (blank balances, syncing problems, need to restart)
Account/login issues (old phone number or details prevent sign-in)

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User Reviews

Recent rating average: 3.10

All time rating average: 4.31

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44% (95)

Date	Author	Comment
2026-08-14	De*****	was great, now trying to leave. not paying monthly to have a job done my bank offers for free
was great, now trying to leave. not paying monthly to have a job done my bank offers for free
2026-08-14	Ju*****	looks good so far only started going through it today
looks good so far only started going through it today
2026-08-13	Pe*****	always want card details upfront
always want card details upfront
2026-08-11	Lu*****	you have to pay fees which defeats the object of saving
you have to pay fees which defeats the object of saving
2026-08-11	Mi*****	It took ALOT of messing about to cancel the subscription. It is disingenuous to make it this way.
It took ALOT of messing about to cancel the subscription. It is disingenuous to make it this way.
2026-08-09	Da*****	great app really worth it
great app really worth it
2026-08-09	Sh*****	very user friendly and useful to keep track of income and expenditure
very user friendly and useful to keep track of income and expenditure
2026-08-08	De*****	the ad itself put me off as they offered money and don't give plus about booking uber and Uber thinks it's marketing - rubbish it's 100% negative marking please remove your marketing from Emma app this app is rubbish 😤
the ad itself put me off as they offered money and don't give plus about booking uber and Uber thinks it's marketing - rubbish it's 100% negative marking please remove your marketing from Emma app this app is rubbish 😤
2026-08-08	Je*****	really useful
really useful
2026-08-07	Ha*****	this app is amazing it helps me understand my finances better highly recommend
this app is amazing it helps me understand my finances better highly recommend